An installment plan is an opportunity to pay for an investment package not in one payment, but over several months (from 10 to 30 months, depending on the package). The monthly payment equals the value of the package divided by the number of installment months.

This is convenient because you don't need to invest a large amount at once, and you can pay for an investment package step by step. In this case you buy the whole package at the discount which you used to make the first payment.

You can pay for any investment package in a lump-sum payment or in installments.

Example.
You plan to buy a $2,000 investment package.
You can either pay for the $2,000 investment package in a single payment or:
1) purchase the package through a 10-month installment plan and pay $200 a month for 10 months,
2) purchase a package through a 20-month installment plan and pay $100 per month for 20 months.

IMPORTANT: repay your installment plan in full, because the maximum number of shares is accrued only upon making the last installment payment. If you do not make the due payment as scheduled, the installment plan will be cancelled and you will lose most of the shares in the package. However, the repaid shares will remain your property.

IMPORTANT! When repaying a package in installments, the share price is higher than when buying a package in a lump-sum payment. That is, when buying a package in installments, you get fewer investment shares than when repaying a package in full at once.

It is impossible to change the installment plan period after registration. But you can repay your installment plan early, and will be credited with bonus investment shares for doing so.

You can apply for an installment plan to buy an investment package in the Invest section of the Main Menu. More details about this can be found here.